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Stacey McCauley
(804) 683-9344
Resource Realty |
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*Facts for the First Time Buyer*
Did you know??
Email me with questions: Stacey.McCauley@yourresourcerealty.com
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First time buyer is defined as a person who has not been a homeowner to 3 years
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It is important for you to have your own Realtor so that YOUR best interests in the transaction are being protected.
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It costs you NOTHING to have your own Realtor (the fee is paid for by the seller of the home you purchase).
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You should get a pre-approval letter from a lender before you start looking so that you truly know how much you can spend on a home.
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You DO NOT have to have 20% to put down on a house in order to buy.
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There are some great lending programs for the first time buyer.
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GRANT money from the government is available today to the first time buyer - call me and I can put you in touch with the lender who has the details (these funds are on a first come, first serve basis).
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It takes about 45 days to close on your home purchase once the contract is complete with all signature.
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Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/07/2026. The listing information on this page last changed on 05/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/07/2026 11:24:51 AM EST) or CVRMLS (last updated Thu 05/07/2026 11:19:23 AM EST). Real estate listings held by brokerage firms other than Resource Realty Services may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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